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Author Archives: Raquel Messias

Upstart Personal Loan

If you’re looking for a flexible, accessible loan solution—especially if your credit isn’t perfect—the Upstart personal loan could be the right option. What sets Upstart apart from many lenders is its unique underwriting model that considers more than just your credit score. Founded by ex-Googlers, Upstart uses artificial intelligence and machine learning to assess a […]

LightStream Personal Loan

If you’re searching for a reliable and fast way to access funds, the LightStream personal loan—a division of Truist Bank—could be one of your best options. Designed for individuals with good to excellent credit, LightStream offers a straightforward, no-fee borrowing experience and some of the most competitive rates in the industry. In this article, I’ll […]

SoFi Personal Loan

Getting a SoFi personal loan can be an excellent alternative for those seeking competitive rates, transparency, and a fully online process. SoFi (Social Finance) is one of the best-known fintechs in the United States and stands out for its mission to simplify its customers’ financial lives with practical, accessible, and bureaucracy-free services. If you’re considering […]

How to Apply for a Personal Loan Online

Applying for a personal loan online in the United States can be a fast and practical solution for those who need urgent funds or want to reorganize their finances. With just a few clicks, you can compare offers, upload documents, and sign contracts—all 100% digitally. In this article, I’ll walk you through the step-by-step process […]

How to Get a Personal Loan Starting at $15,000

weApplying for a personal loan starting at $15,000 requires more preparation, but it’s completely possible for those with organized finances, solid income, and clear credit history. Whether you’re planning a major home renovation, consolidating significant debts, or covering high medical or legal expenses, this loan tier opens access to better rates and more robust financing […]

How to Get a Personal Loan of $5,000 to $10,000

Getting a personal loan of $5,000 to $10,000 in the United States is a realistic and achievable goal for many people—whether you need it for home renovations, consolidating credit card debt, covering medical expenses, or investing in your education. This loan range is popular because it offers flexibility: it’s not too large to complicate approval, […]

How to Get a Personal Loan of $2,000 to $3,000

Getting a personal loan of $2,000 to $3,000 in the United States can be easier than you think. If you need quick funds to cover emergencies, home repairs, medical expenses, or to better organize your finances, there are reputable institutions and digital platforms that offer this type of credit with structured and straightforward processes. In […]

How the Personal Loan Approval Process Works

Understanding how the personal loan approval process works can significantly improve your chances of getting the credit you need. It’s not just about filling out a form and waiting. There’s a clear step-by-step path, and knowing what happens at each stage makes all the difference when preparing. In this straightforward guide, I’ll walk you through […]

Types of Personal Loans You Can Apply For

Choosing the right type of personal loan can make all the difference in the total amount you’ll pay and how easily you get approved. There are several options available in the United States, each with specific characteristics, advantages, and important considerations. In this straightforward guide, I’ll show you the main types of personal loans you […]

Bad Credit? Here’s How You Can Still Get a Personal Loan

Having bad credit doesn’t mean you’re out of options. Many Americans go through tough financial moments and still manage to rebuild their lives with the right kind of credit. The key is knowing how to act, where to look, and what steps to take to increase your chances. In this guide, you’ll learn how even […]